Lloyd Edge and a financial planner unpack serviceability, why borrowing less than the bank offers is often the smartest move, and when trust structures make sense.
Access Lloyd's book called Buy Now, click here
Property strategy isn’t just about borrowing capacity, chasing hotspots, or copying what everyone else is doing.
In this episode, Lloyd Edge is joined by financial planner, Jackanizer, to unpack how smart property decisions are really made, starting with lifestyle goals, serviceability reality, and long-term structure, not hype or FOMO.
They break down why borrowing less than the bank offers is often the smartest move, when property should (and shouldn’t) sit inside a trust, and how emotional decision-making quietly derails portfolios. The conversation finishes with Ed’s Deal, where three real mortgagee-in-possession properties are analysed as potential deals or traps.
If you’ve ever wondered:
• How much you should actually spend
• Whether trust structures still make sense
• If mortgagee sales are bargains or risks
• Or why copying other investors rarely works
This episode will help you cut through the noise and think strategically.
Lloyd Edge, author of "Positively Geared" and "Buy Now" is the Host of Positively Geared podcast series. Podcast Producer is ASKI Live Media.

Lloyd Edge and a financial planner unpack serviceability, why borrowing less than the bank offers is often the smartest move, and when trust structures make sense.

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Lloyd Edge breaks down how to determine a property's true market value, spot misleading pricing tactics and avoid overpaying in a competitive market.

Lloyd Edge cuts through the political noise on capital gains tax, negative gearing and rates, and shares the mining-town lesson that cost investors millions.

Lloyd Edge and Armando Errichiello unpack what's really driving Australia's housing crisis and why smart investors are looking beyond standalone houses.
The complete back catalogue is available on every platform - Apple, Spotify, YouTube and beyond.
Lloyd started his investment journey on a teacher’s salary and now owns 18 investment properties personally. He’s the bestselling author of Positively Geared, Buy Now, and Set-for-Life, the founder of Aus Property Professionals, and the 2024 REINSW Buyer’s Agent of the Year.
The podcast exists to demystify property investment for everyday Australians - to make the case, with numbers not vibes, that it’s still possible to build serious wealth on an ordinary income.